NSO Insurance Review
NSO insurance has been the leading type of
coverage for nursing professionals for the past several decades. The company offers nurses and professionals in the
nursing field insurance that protects them from lawsuits for alleged malpractice. Their coverage is a form of
professional liability insurance.
The company doesn't only offer insurance for nurses, such as LPNs and RNs. There is insurance coverage for student
nurses, nurse practitioners, nurse practitioner students, forensic nurses, legal nurse consultants, entire school
or corporations. Depending on the type of job a nursing professional has, rates and specifications vary. However,
NSO does have the most thorough and comprehensive plans for the overall value they offer.
NSO Insurance Review - "A" Rated
NSO
insurance offers occurrence-based coverage. Some of the specific incidences that are provided for are
professional liability coverage and protection, property damage, first-aid expenses, defendant expense benefits,
license protection, personal injury protection, assault coverage, medical expenses and deposition
representation.
In addition to offering the best terms for coverage, NSO also boasts American Casualty Company as their
underwriter. This underwriter is a CNA company, which is the best professional liability group. NSO received an "A"
rating from A.M. Best Company, resulting from their excellence in service.
NSO Insurance Review - A Leading Provider of Professional Liability
Insurance
Nurses have chosen NSO as their
individual provider for many years because of how quickly and efficiently claims are handled. The customer
service staff are knowledgeable and able to assist policyholders with any issues in a timely manner. Nurses
whose employers don't provide NSO often choose to buy their own policy with this company, aside from their
employer's. This is because NSO has a proven history of helping nurses who are named in lawsuits. Not all
company insurers offer this benefit, resulting in nurses losing their licenses. NSO protects a nurse's
license while helping with litigation matters.
Professionals in the nursing business also enjoy the option to choose a benefit plan that best fits their needs.
Those who work in an area of the field with low incidence of lawsuits may opt for the maximum professional
liability limit of $1 million per claim, while those in riskier areas may choose to insure themselves for up to $6
million per claim. In addition to all of the benefits afforded policyholders, NSO also offers their award-winning
coverage 24 hours per day from anywhere in the world. Group rates are also offered at lower rates than ever. These
are just a few of the reasons why NSO insurance remains the leading
provider for professional liability insurance in nursing.
Updated: 15 February
2013
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Link: NSO
Insurance
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